Maryam Nawaz 15 Lakh Loan Scheme 2025: How to Apply Online for an Interest-Free Housing Loan

Apni Chhat Apna Ghar Scheme: The Punjab government, under the leadership of Chief Minister Maryam Nawaz Sharif, has introduced the Maryam Nawaz 15 Lakh Loan Scheme 2025, a game-changing initiative to support homeownership in Punjab. Through this interest-free loan program, 70,000 families will receive up to Rs. 15 lakh under the Apni Chhat Apna Ghar Scheme to build their own homes.

This article provides an in-depth guide on eligibility criteria, application process, required documents, repayment plan, and key benefits of this scheme. Let’s dive in!

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📌 What is the Maryam Nawaz 15 Lakh Loan Scheme?

The Maryam Nawaz Loan Scheme 2025 is a government-funded initiative designed to help low-income families construct their own houses. It eliminates the burden of high interest rates, making homeownership more accessible.

Key Features of the Scheme:

• Loan Amount: Rs. 15 lakh (1.5 million)
• Beneficiaries: 70,000 families across Punjab
• Interest Rate: 0% (Completely interest-free)
• Repayment Period: 7 years with easy monthly installments
• Purpose: Home construction under the “Apni Chhat Apna Ghar” scheme

This initiative aims to reduce homelessness and improve the living standards of low-income families in Punjab.

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🔴 Latest Updates on the Loan Scheme 2025

1️⃣ Loan Disbursement Has Begun – Eligible applicants have started receiving funds from October 2, 2025, to kickstart their housing projects.

2️⃣ Funds Distribution Date – The first batch of loans was disbursed on September 15, 2025. If you have applied, check your eligibility status on the official website.

3️⃣ Massive Registrations – Over 200,000 applicants have already registered. If you haven’t applied yet, hurry up before the deadline.

📝 Step-by-Step Guide: How to Apply for the 15 Lakh Loan Online?

Follow these simple steps to register for the Maryam Nawaz Loan Scheme 2025:

Step 1: Gather the Required Documents

Make sure you have the following documents ready:

• CNIC (National Identity Card)
• Proof of income (salary slip, business details, etc.)
• Property ownership details
• Contact information (phone & email)
• Recent passport-sized photograph

Step 2: Visit the Official Website Of Maryam Nawaz 15 Lakh Loan Scheme

• Open http://acag.punjab.gov.pk

Step 3: Create an Account

If you’re a first-time applicant, register using:

• CNIC Number
• Mobile Number
• Email Address
• Password

Step 4: Fill Out the Application Form

Enter the following details:

• Full Name
• Father’s/Husband’s Name
• CNIC Number
• Address & Property Details
• Monthly Income

Step 5: Upload Required Documents

Attach scanned copies of:

• CNIC (front & back)
• Proof of property ownership
• Passport-size photograph

Step 6: Submit Your Application

• Review your details and click ‘Submit’
• You’ll receive a confirmation message with your application number

📢 Important: Keep checking the official website for application updates.

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Step-by-Step Guide: How to Apply Online for the 15 Lakh Loan Online?

If you are interested you can fill application online and then submit it. The application form is given below:

✅ Who is Eligible for the Maryam Nawaz Loan Scheme?

To qualify for the 15 Lakh Loan Scheme, applicants must meet these conditions:

• Must be a resident of Punjab
• Must belong to a low-income or middle-income group
• Must not own a house or require financial aid for home construction
• Must provide valid property ownership proof

🚨 If you meet these requirements, apply as soon as possible to benefit from this historic scheme.

💡 Key Benefits of the 15 Lakh Interest-Free Loan

The Maryam Nawaz Housing Loan provides several advantages for Punjab residents:

1. Interest-Free Financing

Unlike bank loans with high interest rates, this scheme offers 100% interest-free loans.

2. Flexible Repayment Plan

• Loan tenure: 7 years
• First 3 months: No payment required
• Monthly installment: Approximately Rs. 14,000

3. Quick & Easy Online Registration

• No long paperwork
• Fast approval process

4. Financial Freedom

• Helps low-income families escape rental expenses
• Promotes homeownership

5. Boosts Construction & Employment

• Generates jobs in the housing sector
• Stimulates economic growth in Punjab

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🔍 Why This Scheme is a Game-Changer for Punjab?

This historic initiative is a first of its kind in Punjab, providing financial stability to thousands of families.

🏡 Empowering Families: Supports people in building their own homes.

💰 Boosting Economic Growth: Encourages construction industry expansion.

📈 Poverty Reduction: Reduces financial burdens on low-income groups.

This revolutionary housing scheme aligns with the government’s vision to provide shelter for all.

📌 Final Thoughts: Don’t Miss Out on This Opportunity!

The Maryam Nawaz 15 Lakh Loan Scheme 2025 is a golden opportunity for low-income families in Punjab to build their own homes without financial stress.

✅ If you meet the eligibility criteria, register today at http://acag.punjab.gov.pk.

🛑 Deadline: Not announced yet, but over 200,000 people have already applied!

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📢 FAQs (Frequently Asked Questions)

📌 Stay updated with the latest government schemes! Bookmark our page for real-time updates on the Maryam Nawaz Loan Scheme 2025. 🚀

احساس پروگرام، بے نظیر انکم سپورٹ پروگرام اور مریم نواز کے تمام پروگرامز کی بروقت اپ ڈیٹس کے لیے ہمیں وٹس ایپ چینل پر فالو کریں

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Mutee Ur Rehman

Mutee Ur Rehman is a social policy expert with experience in BISP 8171 and top welfare organizations. He founded BISP8171.com.pk to guide people on government aid programs with accurate and clear information.

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