How to Open Your BISP Account Through Alfalah Agent in 2026 : Step-by-Step Guide

The Benazir Income Support Programme (BISP) provides financial assistance to low-income families across Pakistan. One of the easiest ways to access your BISP funds is by opening a dedicated account through an HBL Konnect or Alfalah agent. This guide explains how to set up your account quickly, securely, and efficiently in 2026.

What is a BISP Alfalah Account?

A BISP Alfalah account is a special banking account designed for beneficiaries of the Benazir Kafalat Program. It allows recipients to:

• Receive quarterly payments directly
• Withdraw cash through Alfalah agents or ATMs
• Track payment history
• Ensure secure fund transfers

This system eliminates the need to carry cash or visit BISP centers repeatedly.

Eligibility Criteria

Before visiting an Alfalah agent, ensure you meet the following requirements:

Requirement	Details
CNIC	Must be valid and active
Registration	Must be enrolled in BISP through NSER
Age	Beneficiary must be 18 years or older
Mobile Number	Registered in your name for SMS alerts

Meeting these criteria ensures your account is opened without delays.

Steps to Open Your BISP Account via Alfalah Agent

Step 1: Find a Nearby Alfalah Agent

Locate the nearest Alfalah agent using the official bank website or BISP helpline.

Step 2: Bring Required Documents

Carry:

• Original CNIC
• BISP registration details (if available)
• Active mobile number

Step 3: Submit Your Application

Inform the agent you want to open a BISP Alfalah account. The agent will assist you in filling out the account form.

Step 4: Biometric Verification

Provide your thumb impression for verification. This step ensures funds are only released to the rightful beneficiary.

Step 5: Receive Account Confirmation

Once processed, you will receive:

• SMS confirmation of account activation
• Your account details for BISP payments

Benefits of Using Alfalah for BISP Payments

• Convenience: Withdraw funds from local agents without traveling far.
• Security: Biometric verification ensures only you can access the money.
• Real-Time Updates: SMS alerts notify you of incoming payments.
• Multiple Options: Funds can be accessed via Alfalah branches, ATMs, or partner agents.

Tips for a Smooth Account Opening

• Always verify your CNIC before visiting the agent.
• Keep your registered mobile number active.
• Save SMS alerts for payment tracking.
• Avoid using third-party agents who claim fast registration.