BISP 2026 Update: Majority of Beneficiaries to Get Payments Through Bank Accounts Without Any Charges

The Benazir Income Support Programme (BISP) has announced a major reform for 2026, confirming that nearly 80% of beneficiaries will receive the third installment directly through bank accounts. This move aims to improve transparency, eliminate deductions, and make payments faster and safer for deserving families across Pakistan.

Under the new system, beneficiaries will also receive free SIMs registered on their CNIC, ensuring smooth communication and payment alerts without additional costs.

Why BISP Is Moving to Bank-Based Payments

This transition is part of BISP’s broader digital inclusion strategy. By shifting away from cash-based distribution points, the program reduces long queues, agent deductions, and fraud risks. Direct bank transfers ensure that beneficiaries receive the full installment amount with zero fees.

Key Features of the Third Installment 2026

Feature	Details
Payment Method	Direct bank account transfer
Coverage	Around 80% of BISP beneficiaries
SIM Facility	Free SIM issued on CNIC
Deduction	No service or withdrawal fees
Transparency	Real-time payment tracking

Who Will Receive Payments via Bank Accounts?

Beneficiaries who have completed CNIC verification, biometric authentication, and data validation through the 8171 system will be prioritized. Women enrolled under BISP Kafalat with updated records are among the main recipients of this new payment method.

Benefits for Beneficiaries

This banking model provides multiple advantages, including full control over funds, easier withdrawals, secure savings options, and reduced dependence on agents. It also supports financial inclusion by introducing low-income families to formal banking.

Frequently Asked Questions (FAQs)

Q1: Will all beneficiaries receive payments through banks?
No, initially around 80% will receive bank transfers. Others will be shifted gradually.

Q2: Is there any charge for bank withdrawals?
No. BISP has confirmed zero fees on withdrawals.

Q3: What is the purpose of free SIMs?
Free SIMs ensure beneficiaries receive payment notifications and verification messages directly.

Q4: How can I confirm my eligibility?
You can check status through the 8171 SMS service or official BISP channels.

Conclusion

The BISP 2026 third installment reform marks a significant step toward transparent and beneficiary-friendly welfare delivery. By introducing bank account payments, free SIMs, and zero deductions, BISP is ensuring that financial assistance reaches families safely, fully, and with dignity.