Apni Bike Scheme 2025: Buying a new bike these days is very difficult because the price of motorbikes is increasing day by day. But owning a bike in Pakistan is now easier with Meezan Bank’s Apni Bike Scheme 2025 that was started by Meezan Bank. This Apni Bike Scheme is a Sharia-compliant financing plan that allows individuals to purchase Honda motorcycles on easy monthly installments with zero markup that is halal in Islam.
Note: I am not confident about this is Totaly Halal or Haram for this purpose you can contact with any authentic Islamic scholarsir and Mufti.
If you’re looking for an interest-free bike installment plan, this article will cover everything you need to know, including eligibility criteria, available models, installment plans, and how to apply. After reading this article, you can apply online for this scheme using your mobile phone.
PSER Survey Registration for Nigehban Package 2025 – Complete Guide
🚀 What is the Meezan Bank Apni Bike Scheme 2025?
To buy a bike is Pakistan is complicated now daty and Meezan Bank understand this problem of their customers so they start Intrest Free Apni Bike Scheme. This scheme is an Islamic bike financing solution offered by Meezan Bank that is halal and may follow Islamic banking law. But I prefer to contact Meezan and get info about whether this scheme follows Islamic financing law or not. It follows the Ijarah (leasing) model, a halal banking solution that allows people to buy Honda bikes on easy monthly payments without any interest.
✅ Key Features of Apni Bike Scheme
Meezan Bank offers several benefits under this scheme:
✔ Zero Markup – No interest or hidden charges.
✔ Flexible Installments – Choose 12, 24, or 36 months repayment plans.
✔ Low Down Payment – Starts at 15% of the bike’s price, and details of available Honda Bike Models & Installment plans are given below.
✔ Islamic Insurance (Takaful) – Ensures complete protection during installments.
✔ Direct Debit Payment – Monthly payments deducted from your bank account.
Meezan Bank Bike Installment Plan Calculator:
Meezan Bank’s “Apni Bike” financing program offers various motorcycle options from various vendors that you can buy in installments. Available vendors include Honda, Suzuki, Yamaha, Super Power, Benling, Hi-Speed, REVOO, Super Star, and VLEKTRA. Each vendor offers multiple bike models, such as Honda’s CD-70, CG-125, and CB-150F; Suzuki’s GD-110S, GS-150, and GR-150; Yamaha’s YB-125Z, YBR-125, and YBR-125G; Benling’s Ezee, Knight Rider, and Mini Scooter; Hi-Speed’s Batllo, EV i300, and Freedom SR 200; REVOO’s A01, A12, and C02; Super Star’s SS 70CC; and VLEKTRA’s BOLT RETRO and RETRO 1969.
You can use the Meezan Bank Bike Installment Plan Calculator to calculate the installment rate for a specific tenure of 1 to 3 years.
📝 Eligibility Criteria for the Apni Bike Scheme 2025
If you are interested in applying for the Apni Bike Scheme 2025, you must meet the following Eligibility Criteria set by Meezan Bank:
✔ Nationality: Must be a Pakistani citizen with a valid CNIC.
✔ Age Limit: 20 to 65 years old persons are eligible to apply for this scheme.
✔ Minimum Monthly Income: The candidate’s monthly income must be at least PKR 25,000, and a salary slip is required at the time of application.
✔ Down Payment: At least 15% of the bike’s price.
✔ Employment Status:
- Salaried Employees – Must provide salary slips and proof of employment.
- Business Owners/Freelancers – Must show bank statements and income proof.
✔ Bank Account: Must have an active bank account (Meezan Bank preferred).
BISP March 2025 Payment: 13,500 PKR Distribution Date Announced
🏍 Available Honda Bike Models & Installment Plans
Meezan Bank offers financing for the following Honda motorcycles:
| Model | Market Price (PKR) | Monthly Installment (24 Months) | Monthly Installment (36 Months) |
|---|---|---|---|
| Honda CD 70 | 157,900 | 7,775 | 5,225 |
| Honda CG 125 | 234,900 | 11,560 | 7,770 |
| Honda CB 125F | 390,900 | 18,980 | 12,750 |
| Honda CB 150F | 493,900 | 23,950 | 16,110 |
📌 Note: Prices may vary based on Meezan Bank’s latest updates.
💰 Payment Breakdown for Apni Bike Scheme 2025
Here’s an example of the cost breakdown for Honda CD 70:
✔ Bike Price: PKR 157,900
✔ Down Payment (15%) = PKR 23,685
✔ Processing Fee = PKR 10,000 (Non-refundable)
✔ Takaful (Islamic Insurance) = PKR 2,500 – 3,000 (Estimated)
✔ Monthly Installment (24 Months) = PKR 7,775
✔ Monthly Installment (36 Months) = PKR 5,225
🔹 No additional charges – The total cost remains the same as the bike’s original price.
Maryam Nawaz Rashan Relief Program 2025: How to Get Rs 10,000 for Ramadan?
🛍 How to Apply for Meezan Bank Apni Bike Scheme 2025?
Step 1: Gather Required Documents
You need attested copies of the following documents:
📌 CNIC (National Identity Card)
📌 Domicile Certificate
📌 2 Passport-Sized Photographs
📌 Salary Slips (for salaried employees)
📌 Bank Statements (Last 6 Months)
Step 2: Get the Application Form
✔ Meezan Bank Branches – Visit your nearest Meezan Bank branch.
✔ Meezan Bank Website – Download the form from www.meezanbank.com.
Step 3: Submit Your Application
✔ Fill out the application form with correct details.
✔ Attach all required documents and submit at the Meezan Bank branch.
Step 4: Approval & Bike Delivery
✔ Meezan Bank will verify your documents.
✔ Once approved, pay the down payment and processing fee.
✔ Bike delivery is scheduled, and ownership is transferred.
🔥 Why Choose Meezan Bank Apni Bike Scheme?
✔ Shariah-Compliant Financing – No Riba (Interest) involved.
✔ No Hidden Charges – The total cost remains unchanged.
✔ Easy Installments – Flexible 12, 24, or 36 months plans.
✔ Trusted Islamic Bank – Meezan Bank is Pakistan’s largest Islamic bank.
✔ Quick & Hassle-Free Process – Simple documentation and fast approval.
8070 Web Portal for Ramzan Rashan 2025: How to Register and Check Eligibility Online
🤔 Frequently Asked Questions (FAQs)
1. Is the Apni Bike Scheme really interest-free?
✅ Yes! This scheme follows Islamic banking principles and operates on the Ijarah model, making it 100% interest-free.
2. Can students apply for the Apni Bike Scheme?
❌ No, unless they earn at least PKR 25,000 per month from a job or business.
3. How long does the approval process take?
⏳ It usually takes a few working days, depending on document verification.
4. Can I pay off my installments earlier?
✔ Yes, early payments are allowed. Contact Meezan Bank for details.
5. Does the scheme cover other bike brands?
❌ No, it only applies to Honda motorcycles.
📢 Final Thoughts
The Meezan Bank Apni Bike Scheme 2025 is the best Sharia-compliant and fully interest-free way to own a Honda bike in Pakistan, which is very difficult for a normal person. With zero markup financing, low down payments, and flexible installment plans, this scheme makes buying a bike more affordable and easier than ever.
🚀 Apply today and get your Honda bike in easy installments without financial burden! For more updates about CM Punjab Maryam Nawaz Schemes Follow on me WhatsApp. 👇👇👇👇👇👇
منیر احمد خان پور بگر شیر ضلع اور مظفرگڑھ
پی ائی سی